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Pradhan Mantri Mudra Yojana 2021


[Mudra] Pradhan Mantri Mudra Yojana Eligibility Criteria and Other Information @ Mudra.ong.n A NBFC supports development of micro enterprise sector in the countryProvides currency refinancing assistance to banks / MFIs for lending to micro units with a loan requirement of up to Rs. 10 lakhs.Mudra Pradhan Mantra provides refinancing to micro business under the scheme.

Other products are for development assistance in this area.The bouquet of mudra offerings is shown below.Ings ferings are being targeted in the spectrum of beneficiary segments.Pradhan Mantri Mudra Yojana

Eligibility Criteria: Pradhan Mantri Mudra Yojana
The minimum age of the applicant must be 18 years and the maximum age limit of the mudra loan should be 65 years.
Loans can be obtained from non-agricultural income generating businesses in the trade, manufacturing and services sectors.Credit requirement must be Lakh 10 lakh or less.

Eligibility criteria for partner organizations
The Micro Units Development and Refinance Agency (MUDRA) has adopted eligibility criteria for various categories of banks for partner lending institutions with a view to refinance of micro units in the manufacturing, trading and service sectors in rural and urban areas.In order to indicate the growth / development and funding needs of the beneficiary micro unit / entrepreneur and to provide a reference point for graduation / growth of the next stage, 


Mudra promotes through these interventions:

➡Infant: Loan cover up to Rs. 50,000 / -
➡Adolescent: Covers loans up to Rs.50000/--and upto 10.lakh
➡Adolescent: Loan above Rs 5 lakh and income up to Rs 10 lakh
➡Generally:loans up to Rs 10 lakh provided by banks under micro small enterprise are given without collateral.

Purpose of the scheme: Pradhan Mantri Mudra Yojana

Mudra loans are extended for various purposes which provide income generating and job creation.

આ પણ વાંચો➡ વ્હાલી દીકરી યોજનામાં દિકરી ને અપાશે ૧,૧૦,૦૦૦(એક લાખ દસ હજાર )ની સહાય... 

Loans are mainly extended to:
▶Commercial loans for sellers, traders, shopkeepers and other service sector activities
▶Working capital loan through currency cards
▶Device money for micro units
▶Vehicle loan

Important Forms

➡Mudra Loan Form Kit [PDF] Pradhan Mantri Mudra Yojana

Common Loan Application Form For Kishor And Tarun(PDF file) 

Application Form For Shishu(JPG flie) 

Check List For Shishu Application[JPG File]


Banker’s Kit: Pradhan Mantri Mudra Yojana

Application form for Claiming Refinance

Data Submission for Claiming Refinance


The NBFC should be registered with the RBI as an asset finance company (AFC) or a loan company.

In the case of an NBFC-loan company, there is a CA certificate that if a loan is given for income generating activities, 60% of the income comes from productive assets.Two-tier NBFCs (both NBFC-MFI and NBFC MFI or RBI compliant on lending to final BI lenders) should also be considered for lending / equipment assistance to MFIs for lending to final orrowers.Gained net profit over the years and last 3 years.In case NBFC lends to second hand vehicles, NBFC needs to have 3 years experience in the activity and also record profit during that period.NBFCs enjoying well-managed credit facilities from scheduled commercial banks may be preferred.

Pradhan Mantri Mudra Yojana 2021

Pradhan Mantri Mudra Yojana 2021


[Mudra] Pradhan Mantri Mudra Yojana Eligibility Criteria and Other Information @ Mudra.ong.n A NBFC supports development of micro enterprise sector in the countryProvides currency refinancing assistance to banks / MFIs for lending to micro units with a loan requirement of up to Rs. 10 lakhs.Mudra Pradhan Mantra provides refinancing to micro business under the scheme.

Other products are for development assistance in this area.The bouquet of mudra offerings is shown below.Ings ferings are being targeted in the spectrum of beneficiary segments.Pradhan Mantri Mudra Yojana

Eligibility Criteria: Pradhan Mantri Mudra Yojana
The minimum age of the applicant must be 18 years and the maximum age limit of the mudra loan should be 65 years.
Loans can be obtained from non-agricultural income generating businesses in the trade, manufacturing and services sectors.Credit requirement must be Lakh 10 lakh or less.

Eligibility criteria for partner organizations
The Micro Units Development and Refinance Agency (MUDRA) has adopted eligibility criteria for various categories of banks for partner lending institutions with a view to refinance of micro units in the manufacturing, trading and service sectors in rural and urban areas.In order to indicate the growth / development and funding needs of the beneficiary micro unit / entrepreneur and to provide a reference point for graduation / growth of the next stage, 


Mudra promotes through these interventions:

➡Infant: Loan cover up to Rs. 50,000 / -
➡Adolescent: Covers loans up to Rs.50000/--and upto 10.lakh
➡Adolescent: Loan above Rs 5 lakh and income up to Rs 10 lakh
➡Generally:loans up to Rs 10 lakh provided by banks under micro small enterprise are given without collateral.

Purpose of the scheme: Pradhan Mantri Mudra Yojana

Mudra loans are extended for various purposes which provide income generating and job creation.

આ પણ વાંચો➡ વ્હાલી દીકરી યોજનામાં દિકરી ને અપાશે ૧,૧૦,૦૦૦(એક લાખ દસ હજાર )ની સહાય... 

Loans are mainly extended to:
▶Commercial loans for sellers, traders, shopkeepers and other service sector activities
▶Working capital loan through currency cards
▶Device money for micro units
▶Vehicle loan

Important Forms

➡Mudra Loan Form Kit [PDF] Pradhan Mantri Mudra Yojana

Common Loan Application Form For Kishor And Tarun(PDF file) 

Application Form For Shishu(JPG flie) 

Check List For Shishu Application[JPG File]


Banker’s Kit: Pradhan Mantri Mudra Yojana

Application form for Claiming Refinance

Data Submission for Claiming Refinance


The NBFC should be registered with the RBI as an asset finance company (AFC) or a loan company.

In the case of an NBFC-loan company, there is a CA certificate that if a loan is given for income generating activities, 60% of the income comes from productive assets.Two-tier NBFCs (both NBFC-MFI and NBFC MFI or RBI compliant on lending to final BI lenders) should also be considered for lending / equipment assistance to MFIs for lending to final orrowers.Gained net profit over the years and last 3 years.In case NBFC lends to second hand vehicles, NBFC needs to have 3 years experience in the activity and also record profit during that period.NBFCs enjoying well-managed credit facilities from scheduled commercial banks may be preferred.

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